How do I accept payments in my app?
Quick Answer
Stripe is the standard choice-it integrates with most AI tools and handles subscriptions, one-time payments, and tax compliance. Expect to spend some time on this integration.
Full Explanation
Payments are one of the trickier parts of building an app, but it's also where AI tools have good coverage. Here's what you need to know:
Stripe is the default choice for most applications:
- Works in Australia and most countries
- Handles subscriptions, one-time payments, invoicing
- Has pre-built checkout pages so you don't need to build payment forms
- Manages tax compliance in many jurisdictions
- Extensive documentation and AI tools know it well
Integration complexity:
- Simple: Using Stripe Checkout (redirect users to Stripe's hosted payment page)
- Medium: Embedded payment forms with Stripe Elements
- Complex: Custom payment flows, marketplace payments, or complex subscription logic
AI tools like Lovable can generate basic Stripe integrations, but payment code is security-critical. Test thoroughly, and consider having someone experienced review your implementation before going live.
Alternatives to consider:
- Lemon Squeezy: Simpler than Stripe, handles more compliance automatically
- Paddle: Good for SaaS, handles VAT/GST
- Gumroad: For simple digital product sales
Start with Stripe Checkout for the fastest path to accepting payments. You can build more sophisticated flows later when you understand the requirements better.
Related Questions
What's the real cost to build an app with AI?
A basic MVP can cost $0-500 using AI tools. Production apps with users typically run $50-500/month for hosting, plus tool subscriptions of $20-100/month.
What are the security risks of AI-generated code?
AI code can have security vulnerabilities like any code. Common issues include improper input validation, weak authentication, and exposed API keys. Professional review is recommended for sensitive applications.
How do I handle user data securely?
Use established services for authentication and storage. Minimise the data you collect. Understand privacy laws like GDPR and Australia's Privacy Act. When in doubt, consult a professional.
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